Tips to save money

Moving to a city like Bangalore can be an exciting adventure, but it often comes with a higher cost of living. Whether you’re a student or a young professional, finding ways to save money while living in a Paying Guest (PG) accommodation can be a game-changer for your budget. In this blog, we’ll explore practical tips on how to save more when you live in a PG in Bangalore, including insights on PGs in Marathahalli, Whitefield, and Electronic City. You can also find affordable PG options through trusted providers like Colive PG in Bangalore

1. Choose the Right PG in Bangalore

Selecting the right PG is the first step in saving money. Look for PGs that offer a balance between affordability and comfort. In Bangalore, areas like Marathahalli and Whitefield have a range of PG accommodations to choose from. Consider factors like location (proximity to your workplace or educational institution), amenities, and rent when making your decision.

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2. Budget Wisely

Creating a budget is essential to track your expenses. List all your monthly expenses, including rent, utilities, groceries, transportation, and entertainment. Allocate a specific amount for each category and stick to it. Using budgeting apps or spreadsheets can help you monitor your spending and identify areas where you can cut costs.

3. Share Accommodation

Sharing your PG accommodation with roommates can significantly reduce your living expenses. Splitting the rent, utility bills, and groceries with others can help you save a substantial amount each month. Make sure to choose roommates who share similar living habits and financial goals to ensure a harmonious living environment.

4. Cook at Home

Eating out frequently in Bangalore can be costly. Consider cooking your meals at home as often as possible. Look for PGs with shared kitchen facilities or opt for PGs that provide meals as part of the rent. Buying groceries in bulk and planning your meals in advance can also help you save on food expenses.

5. Use Public Transportation

Bangalore has a well-connected public transportation system, including buses and the Namma Metro. Utilizing public transportation instead of relying on cabs or personal vehicles can save you a significant amount on commuting expenses. Explore options like monthly transportation passes for further savings.

6. Save on Utilities

Be mindful of your utility usage. Turn off lights, fans, and appliances when not in use. Consider using energy-efficient bulbs and appliances to reduce electricity bills. Additionally, negotiate with your PG owner to include utilities like Wi-Fi and water in the rent to avoid unexpected costs.

7. Explore Free or Low-Cost Entertainment

Bangalore offers numerous opportunities for free or low-cost entertainment. Attend cultural festivals, art exhibitions, and music concerts in the city. Take advantage of public parks and recreational areas for outdoor activities. Instead of expensive movie theaters, consider watching movies at home or attending free screenings in your area.

8. Look for Discounts and Offers

Keep an eye out for discounts, offers, and loyalty programs at local stores and eateries. Many places in Bangalore provide student or employee discounts, so always carry your ID card with you. Use cashback and coupon apps to save on purchases and dining out.

9. Save on Laundry

Opt for PGs that provide laundry facilities or washing machines. Doing your laundry in-house can be more cost-effective than using a commercial laundry service. Additionally, consider using cold water for washing to save on energy costs.

10. Plan for Long-Term Savings

While saving on daily expenses is crucial, don’t forget to plan for long-term savings. Open a savings account and allocate a portion of your income to it regularly. Consider investing in a fixed deposit or mutual funds to grow your savings over time.


Living in a PG in Bangalore can be a financially smart choice when you adopt a frugal and budget-conscious lifestyle. By choosing the right PG, budgeting wisely, sharing expenses with roommates, and being mindful of your spending, you can save more money while enjoying your time in this vibrant city. Whether you’re in Marathahalli, Whitefield, or any other part of Bangalore, these money-saving tips will help you make the most of your experience while living in a PG.